Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal
information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us.
This information can include:
Social Security number and Income
Transaction history and checking account information
Account balances and payment history
How?
All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information, the reasons Tompkins
Financial Corporation chooses to share, and whether you can limit this sharing.
For everyday business purposes-such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus.
Does Tompkins Financial Corporation share? YES
Can you limit this sharing? NO
For our marketing purposes- to offer our products and services to you.
Does Tompkins Financial Corporation share? YES
Can you limit this sharing? NO
For joint marketing with other financial companies.
Does Tompkins Financial Corporation share? YES
Can you limit this sharing? NO
For our affiliates’ everyday business purposes- information about your transactions and experiences
Does Tompkins Financial Corporation share? YES
Can you limit this sharing? NO
For our affiliates’ everyday business purposes- information about your creditworthiness.
Does Tompkins Financial Corporation share? NO
Can you limit this sharing? We Don’t Share
For our affiliates to market to you.
Does Tompkins Financial Corporation share? YES
Can you limit this sharing? YES
For nonaffiliates to market to you.
Does Tompkins Financial Corporation share? NO
Can you limit this sharing? We Don’t Share
Who is providing this notice?
Tompkins Financial Corporation, including all of its affiliates.
How does Tompkins Financial Corporation protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Tompkins Financial Corporation collect my personal information?
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account – unless you tell us otherwise
Affiliates
Companies related by common ownership or control. They can be financial or nonfinancial companies.
Nonaffiliates
Companies not related by common ownership or control. They can be financial or nonfinancial companies.
Joint Marketing
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other Important Information
In accordance with California law, Tompkins Community Bank will not share information we collect about California residents with companies outside of Tompkins Community Bank, except as permitted by law, such as legal processes or as required to service your account. We will limit sharing within our company to the extent required by applicable California law.
You may elect to opt out of such disclosure by completing the online Privacy Opt-Out Request form.
Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we provided or sent this notice.
When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Call toll-free 888-273-3210